Tag Archive for Would

Health Care Bill Would Bring Higher State Medicaid Costs

The health bill passed by the House of Representatives Sunday would cost Nevada taxpayers an extra $613 million from 2014-2019, to provide health care to the needy.

According to early state estimates, the bill would make an additional 70,000 residents eligible for Medicaid. The state would be mandated to cover another 8,000 individuals who are now eligible but have not applied to be covered by the state health insurance program for the poor.

About 209,000 Nevadans are currently covered by Medicaid.

Including state and federal money, “the total cost of reform is $2.3 billion,” said Mike Willden, director of the state Department of Health and Human Resources.

Willden went through the numbers for the Nevada Vision Stakeholder Group, formed to develop a plan for the future, looking ahead as much as 20 years.

Meanwhile, Gov. Jim Gibbons railed against the costs of the bill in a written statement Monday: “The bill disguises its true cost by shoving Medicaid expansions down to the state level and shuffling Congressional Budget Office estimates into later years so it appears to save federal tax dollars. It is an insult to those who truly care about meaningful health care reform.”

But Jon Sasser of Washoe Legal Services said during the Vision Stakeholder meeting the bill will expand the number of people eligible for Medicaid and that should put less stress on counties, which handle medically needy cases. “It means extra millions of federal dollars coming into our state,” Sasser said.

Most of the health care bill doesn’t kick in until 2014, Willden said. Some states are starting early, but Willden said he doesn’t see Nevada doing that because of its budget shortfall.

The federal-state dollar match for Medicaid is 50-50. Federal stimulus funds pushed that to a 64 percent federal match, saving the state $40 million to $45 million a quarter. But after the stimulus money expires Nevada will be back to picking up the 50 percent share, Willden said.

Willden said only 8 percent of the population is covered compared to 14 percent in other states. The state spends $435 per capita compared to the national average of $1,021.

Health Care Bill Would Be Disaster For The Poor

Most Americans are aware that buried somewhere in the 2,000-page health care reform bill are provisions for cutting the already- strapped Medicare program by billions of dollars. Few are aware that the bill also cuts expenditures on county hospitals currently serving the poor.

In Chicago, for example, those without health insurance go to the county hospital where they are treated without regard to whether they have health insurance. If the bill is passed, however, many of these county hospitals will either have to close their doors or deny treatment to those without health insurance.

Although the bill passed by the Senate has been depicted as using coercive means to require those currently uninsured to buy insurance they cannot afford, or as imposing additional new taxes on the American working man and family, that bill is based on a fundamental lack of understanding of how the health care needs of the nation’s poor are currently served.

The desperately poor, many of them unemployed, are not equipped to deal with complicated insurance programs, deductibles, co-pays and all the other accoutrements of the typical health care policy. They are poor, they are unemployed, they are sick, they need a place to go to be treated without red tape and procedural obstacles.

County hospitals across the country that have provided that place are now threatened with a cut-off of funding and in many cases with extinction by the current health care reform bill passed by the Senate.

A number of proposals for making health care affordable for all Americans have been put forward by those who have sought to be heard during the legislative process. All these proposals have been rejected by a Congress determined to impose government control of health care.

Among these rejected proposals is to allow people to buy health insurance they can afford. Currently, government mandates require a single man to buy maternity coverage he will never use, or to pay inflated premiums to insure against going insane. It would be similar to a government mandate requiring every person to buy a Rolls Royce instead of a Ford. And then when people can’t afford to buy the Rolls Royce, they’re without any car at all.

Another rejected proposal is to allow health insurance companies to compete across state lines, thus increasing the competitive pressure to provide affordable insurance. Proposals for modest curbs on the multimillion-dollar malpractice suits that divert billions of dollars away from health care and into the pockets of high-rolling trial attorneys have also been rejected.

Even proposals for limited but cost-effective catastrophic government insurance have been rejected by those determined to have government take over health care across the board.

Premium tax would hike health-insurance costs

Why? Because Congress wants to levy a $6.7 billion premium tax on all private health plans each year for the next decade to pay for reform.

That’s a $67 billion tax.

Health plans will have no choice but to pass these costs on to the consumer. This tax will make it tougher for families to afford coverage, increase the difficulty for small-business owners trying hard to insure workers, and stifle job creation.

In Florida, small businesses are the bedrock of our economy. This tax will hit our economy especially hard. It’s just not what families and small businesses need as they dig their way out of a severe recession.

The Congressional Budget Office evaluated this tax and found it will lead to “higher premiums for private coverage.” The nonpartisan CBO estimated that premiums for individual coverage could rise by as much as 13 percent.

This tax also might be disruptive to policyholders, because it could damage the ability of health plans to deliver all the benefits that members expect.

That’s because Congress is ready to impose this health-insurance tax in 2010. That’s after families have already signed up for coverage for next year, and after small businesses have already negotiated coverage contracts.

The result? Health plans may not receive enough premium to cover the costs of the massive tax, and benefits might suffer.

Unfortunately, health plans have been demonized in the pursuit of reform. But in reality, it’s not true to claim that health plans make a lot of money; their profit margins are actually pretty small.

In 2008, private health plans made $8.61 billion in total profits nationally, according to Forbes magazine. The industry’s profit margin was just 2.2 percent, ranking health plans 35th out of 53 industries in terms of profitability.

As the president and CEO of SantaFe HealthCare — the parent company of AvMed Health Plans — I am truly concerned by this proposed tax. As one of Florida’s oldest and largest nonprofit health plans, AvMed reinvests its earnings each year to continually improve on the benefits and services it offers to members in Orlando and elsewhere.

Obviously, a health-insurance tax that wipes out most of our annual earnings is counterproductive to our mission. Surely, congressional leaders must grasp that this tax doesn’t make sense.

There are better ways to pay for the systemic health-care reform that AvMed and other health plans support.

Instead of taxing health insurance, Congress should focus on the underlying costs of medical care. We can achieve huge cost savings by ending unnecessary treatments and services, rooting out rampant fraud and ending frivolous medical lawsuits filed by trial lawyers.

Health reform shouldn’t hurt Florida’s families and small businesses. It shouldn’t hamper the ability of health plans to provide benefits.

Time’s running out.

Please contact your congressional representative and Florida’s two senators today. Ask them to vote against this harmful health-insurance tax. We can achieve true, lasting reform in better ways.

Would You Rather Have Slick Ads or Quality Results? Choosing the Best Anti Aging Skin Care Product

There is an exciting new anti aging skin care product on the market.

In fact, there is a complete line of anti aging skin care products that were developed using careful research and clinical trials, similar to what you would see when a pharmaceutical company develops a new medication.

Cosmetic companies have a tendency to spend more money on advertising than research and development. They also tend to use inexpensive and low quality ingredients in their creams and lotions.

You can apply that statement to practically any anti aging skin care product.

Either they will be ineffective – because of a lack of active compounds – or they will cause adverse reactions because they include known allergens and cheap ingredients.

The new anti aging skin care products referred to above are different.

They were developed by one of the best health supplement companies in the world. The company has a long standing reputation among customers for providing satisfaction and high quality. They could not afford to damage their reputation by creating an anti aging skin care product that was ineffective.

You see, they don’t advertise on television or in glossy magazines. They still rely on word of mouth, even to sell their anti aging skin care products. That’s practically unheard of today, but their success has grown and I am sure that it will continue to do so, as their quality never wavers.

What’s so great about this new anti aging skin care product?

Researchers searched the world over for botanicals and other natural compounds that were known to improve the appearance and the health of the skin. One was found in Brazil, another in Japan, a couple in New Zealand, one in Germany and a few others in North America.

Most of the plants had been used historically by native peoples to prevent sun damage, improve appearance or heal irritation, inflammation or infection. There are many anti aging skin care products on the market, but none of them contain as many active components.

The clinical research tells the story. First, the anti aging skin care product was shown to increase the proliferation of new skin cells by as much as 160% (The production of your new cells naturally diminishes with age). Without new cells, new collagen and elastin fibers cannot be produced.

Second, these anti aging skin care products were shown to improve hydration and elasticity by as much as 42% in 18 days. Dry skin is more easily damaged. Loss of elasticity causes things like bags around the eyes, sagginess on the neck. If you improve elasticity, wrinkles are far less noticeable.

Third, this anti aging skin care product was shown to reduce redness and inflammation. If unchecked, inflammation leads to the breakdown of proteins necessary for skin cell production.

Fourth, the measurable antioxidant activity of the anti aging skin care products was 2,000 times greater than that of vitamin C. Antioxidants prevent free radical damage and help the body to repair damage done. Most antioxidants work on a one-on-one basis, so one molecule of an antioxidant is “used up” each time that it runs into a free radical.

This anti aging skin care product is referred to as an enzymatic antioxidant because it can stop millions of free radicals before they can damage a cell. You’ll have to do a little more searching to get the company name, but if you want healthier, younger looking skin, it’s worth your time.

If there was an “anti-aging” pill, how would affect our way of life?

Hi i would like to know what is the best anti aging creams for combination skin, something with no oils in the

Hi i would like to know what is the best anti aging creams for combination skin, something with no oils in the

If Anti-aging cream really worked, would you use it?

Hehe…im sorry, maybe i wasn’t clear; I meant if it actually stopped you growing older.
Still not clear,my bad. If it made you grow younger, now…confusion be gone!

Im 17, would it be bad for my skin if i started using anti-aging….?


eyecreams and foundation on my skin?

What would be the top best cosmetics/face creams/aging there are, and what stores(celebrities use too)?


Anything from makeup to cosmetics to anti-aging, and which stores (example:Sephora) are the places to go, for top notch items that work, and that Celebrities use.